Terms and Conditions

1.      Parties:

Atomic Pty Ltd ATF DLF Trust (ABN: 15 399 082 977) T/A Practical Provider (“We, Us, Our, Ourselves”)

And

Each User (“You, Your, Yourselves”)

2.      Terms & Conditions

By using this site, you agree to the Internet Privacy Policy of our www.practicalprovider.com website (“the website”) and the terms and conditions contained on this website. 

3.      Privacy Policy

This privacy policy applies to us and any “Related Entities”. Related entities are those entities that are owned and controlled by us, including all associates working under license of our trading name, that operate in various states of Australia. This policy explains how we handle personal information and complies with the requirements of the Australian Privacy Act 1988 (Cth) (“Privacy Act”). We reserve the right, at our discretion, to modify or remove portions of this Privacy Policy at any time. We do not make any representations about third-party websites that may be linked to the website. We do not share personal information with third parties, nor do we store information we collect about your visit to this blog for use other than to analyse content performance by using cookies, which you can turn off at any time by modifying your Internet browser's settings. We are not responsible for republishing the content found on this blog on other Websites or media without our permission. This privacy policy is subject to change without notice.

4.      Affiliate Disclosure

We believe in transparency on the internet, so we are disclosing that we have included certain products and links on this site for which we will earn an affiliate commission if you decide to make a purchase. Our goal with this site is to help educate you on the possibilities that exist online and to be a powerful resource for you, but please understand we are doing this as a for-profit business. Given this, you should assume that any links leading you to products or services are affiliate links, and we will potentially receive compensation should you decide to buy. We only promote products or services that we have investigated and truly feel deliver value. Please note that we have not been given any free products, services or anything else by these companies in exchange for mentioning them on the site. If you have any questions regarding the above, please do not hesitate to contact us using the contact page.

5.      Third Party Offers

This website may contain references to other special offers or promotions by persons who are not part of our business. Subject to any applicable law which cannot be excluded, we make no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of the goods or services available from these persons. Your obtaining of goods or services from these persons is at your own risk. You indemnify us against all liability, loss, damage, cost and expense arising from or relating to your obtaining goods or services from a third party referred to in this website.

6.      Providing Your Personal Information is Voluntary

Personal information about visitors to our sites is collected only when knowingly and voluntarily submitted. For example, we may need to collect such information to provide you with further services or to answer any requests or enquiries. It is our intention that this policy will protect your personal information from being dealt with in any way that is inconsistent with applicable privacy laws in Australia. The main types of personal information we collect relate to the contact details. Typically, this information includes names, addresses, telephone numbers, and email addresses. In the course of providing professional services to our clients, we may collect more detailed personal information about you and your property investment interests or experiences.

7.      Use of personal information

The main purposes in collecting personal information about individuals are:

a) to provide our services;

b) to respond to an individual’s request;

c) to maintain contact with website visitors, potential customers and existing clients

d) to keep clients and other contacts informed of the services we offer, industry developments or products that may be of interest to them, and to notify them of service offerings, seminars and other events we are holding;

e) all other purposes related to our business, including the use of personal information about individuals to market our services, including by email. If we collect or use personal information in ways other than as stated in this policy, we will ensure we do so pursuant to the requirements of the Privacy Act.

8.      Disclosure of Information

Please note that your personal information as collected by us and may be shared to our other Related Entities in an endeavour to provide you with the most professional and personalised service. An example of this may be the distribution of your contact information to a colleague closer to your location.

9.      You May Elect Not to Receive Further Contact

Individuals always have the opportunity to elect not to receive further marketing information or contact us anytime by emailing us at [email protected]. Alternatively, if we have contacted you by email, you may use the unsubscribe function in that email to notify us that you do not want to receive further marketing information from us by email. 10.  How do we Keep Personal Information Accurate and up-to-date?

We endeavour to ensure that the personal information it holds is accurate and up-to-date. We realise that this information changes frequently with changes of address and other personal circumstances. We generally update your customer information on request, with your consent either over the telephone or via email.

11.  Security

We strive to ensure the security, integrity and privacy of personal information submitted to our sites, and we review and update our security measures in light of current technologies. Unfortunately, no data transmission over the Internet can be guaranteed to be totally secure. However, we will endeavour to take all reasonable steps to protect the personal information you may transmit to us or from our online products and services. Once we do receive your transmission, we will also make our best efforts to ensure its security on our systems. In addition, our employees and the contractors who provide services related to our information systems are obliged to respect the confidentiality of any personal information held by us. However, we will not be held responsible for events arising from unauthorised access to your personal information.

12.  Cookies

Cookies are data that a Web site transfers to an individual’s hard drive for record-keeping purposes. Cookies, which are industry standard and are used by most Web sites, including those operated by us, can facilitate a user’s ongoing access to and use of a site. They allow us to customise the website to your needs. If you do not want information collected through the use of Cookies, there is a simple procedure in most browsers that allows you to deny or accept the Cookie feature. But you should note that Cookies may be necessary to provide you with some features of our online services. Like many website operators, we also use an independent company to measure and analyse the internet usage across our websites. We use their services to collect the following core information on the usage of our websites, including:

a) The number of page views (or page impressions) that occur on our websites;

b) The number of unique browsers to our websites;

c) How long these unique browsers (on average) spend on our websites when they do visit; and

d) Common entry and exit points into our websites. This aggregate, non-personal information is collated and provided to us to assist in analysing the usage of our websites.

13.  Access to Information

We will endeavour to take all reasonable steps to secure any information we hold about you and to keep it accurate and up to date. If, at any time, you discover that information we hold about you is incorrect, you may contact us to have it corrected. In addition, our employees and the contractors who provide services related to our information systems are obliged to respect the confidentiality of any personal information held by us.

14.  Links to Other Sites

We provide links to websites outside of our own and to third-party websites. These linked sites are not under our control, and we cannot accept responsibility for the conduct of companies linked to our website. Before disclosing your personal information on any other website, we advise you to examine the terms and conditions of using that website and its privacy statement.

15.  Problems or Questions

If we become aware of any ongoing concerns or problems with our websites, we will take these issues seriously and work to address these concerns. If you have any further queries relating to our Privacy Policy, or you have a problem or complaint, please contact us by email – [email protected].

16.  Further Privacy Information

For more information about privacy issues in Australia and protecting your privacy, visit the Office of the Australian Information Commissioner’s website at http://www.oaic.gov.au.

17.  No Advice

We do not provide personal financial, legal, tax or accounting advice, we encourage you to seek professional advice as necessary. Information provided is general in nature and does not take into consideration your personal circumstances.

18.  Investment Performance

Unless otherwise stated to the contrary we do not guarantee any particular rate or return, the performance of any investment or the repayment of capital from any investment. Investment is subject to investment and other risks. Possible risks could include loss of income or capital invested.

19.  Disclaimer and Limitation of Liability

To the maximum extent permitted by law we will not be liable in any way for any loss or damage suffered by you through use or access to this website, or our failure to provide this website. Our liability for negligence, breach of contract or contravention of any law as a result of our failure to provide this website or any part of it, or for any problems with this website, which cannot be lawfully excluded, is limited, at our option and to the maximum extent permitted by law, to resupplying this website or any part of it to you, or to paying for the resupply of this website or any part of it to you.

20.  General Conditions

These Terms and Conditions can be modified at any time by us and you agree to continue to be bound by these Terms and Conditions as modified. We will give you notice of these changes by publishing revised Terms and Conditions on this website – we will not separately notify you of these changes.

21.  Copyright

Except where necessary for viewing the information on this website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms and Conditions, no information on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent from us.    
22.  Lifetime Access

We offer Lifetime Access to our various programs, courses, and community ('material'). Your Lifetime Access to our material is only covers the lifetime of your customer relationship. If our material becomes no longer commercially viable to publish, we reserve the right to withdraw any or all material. We have made no specific warranty on the length of time lifetime access pertains to.